Finance Options
Flexible Vehicle Finance
At Cloud Cars Specialist, we understand that finding the right finance solution is just as important as finding the right vehicle. We offer a range of flexible finance options to help make your dream car affordable with manageable monthly payments.
Whether you're looking for a personal contract purchase (PCP), hire purchase (HP), or a lease arrangement, our partnerships with leading finance providers allow us to offer competitive rates and terms tailored to your specific circumstances and requirements.
Our finance process is straightforward and transparent, with no hidden fees or surprises. We'll guide you through every step, ensuring you fully understand your options and helping you find the perfect balance between the vehicle you want and the monthly payment you can comfortably afford.
Our Finance Solutions
Personal Contract Purchase
PCP offers lower monthly payments with flexibility at the end of your agreement. You can choose to:
Make a final balloon payment to own the vehicle
Return the vehicle with nothing more to pay
Part exchange for a new vehicle
Ideal for those who like to change their vehicle regularly or want to keep their options open.
Hire Purchase
Hire Purchase is a straightforward finance option where:
You pay fixed monthly installments
Once all payments are made, you own the vehicle
No large final payment or mileage restrictions
Perfect for those who want to own their vehicle outright and keep it for longer periods.
Personal Contract Hire
Personal Contract Hire (leasing) provides:
Fixed monthly payments with no ownership option
Lower deposits and competitive monthly costs
Return the vehicle at the end of the agreement
Suited to those who prefer a simple solution with the flexibility to change vehicles regularly.
Our Finance Process
Choose Your Vehicle
Browse our current stock or let us source a vehicle that meets your specifications. Once you've found your perfect car, our finance team can help explore your options.
Discuss Finance Options
We'll explain all available finance products, helping you understand the benefits of each option as they relate to your specific needs and circumstances.
Apply for Finance
Complete a simple application with our guidance. We work with multiple finance providers to help find the most competitive rates for your situation.
Approval and Documentation
Once approved, we'll guide you through the paperwork, ensuring you understand all terms and conditions before signing your finance agreement.
Drive Away
Complete the delivery or collection arrangements and drive away in your new vehicle with the peace of mind that comes with a finance package tailored to your needs.
Discuss Your Finance Options
We offer a range of flexible finance solutions tailored to your needs. Our experienced team is here to guide you through the options and help you find the most suitable plan for your next vehicle purchase.
For a personalized finance quote or to discuss your requirements in detail, please get in touch with our finance specialists.
Contact Our Finance TeamFinance is subject to status and availability. Terms and conditions apply. Cloud Cars Specialist acts as a credit broker, not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase.